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Ten tips for your first college speech
April 11, 2020
At the outset of college life, you are supposed to deliver a speech. In your first college speech, you are expected to share your own experiences, your decision to choose the institute, and your academic expectations there for the future.

tips for public speaking at college

The speech, therefore, should be comprehensive and interesting. The quality of every speech is determined by two factors: content and deliverance. The content of your speech is very important in making its worth. The content of the speech, therefore, must not be monotonous. It must have some sort of relatability with the audience. Moreover, the way you deliver the content before the audience determines its quality.

Tips for Your First College Speech

At the outset of college life, you are supposed to deliver a speech. In your first college speech, you are expected to share your own experiences, your decision to choose the institute, and your academic expectations there for the future. 

The speech, therefore, should be comprehensive and interesting. The quality of every speech is determined by two factors: content and deliverance. The content of your speech is very important in making its worth. You can check this script for the school/college farewell party speech.

The content of the speech, therefore, must not be monotonous. It must have some sort of relatability with the audience. Moreover, the way you deliver the content before the audience determines its quality.

Many students get worried when they are asked to deliver their first college speech. The task is not really worrisome, however. All you need to do is to follow the guidelines given to you in this article. By following these tips, you can easily prepare your first college speech and amaze the audience.

Here are some useful tips for you:

1. Know Your Audience

In every speech, the speaker should first know his audience. Knowing your audience is necessary for making up content for the speech. Since your content determines your speech quality, you should be very careful in selecting what to write and how to write. For example, if your audience is your classmates or juniors, you can be a little bit informal at instances. However, if you are speaking before elders or higher authorities, you need to be more formal and sophisticated in your language and tone. Knowing your audience is, therefore, very important for delivering a good speech.

2. Write Your Speech

After knowing your audience, you get into the phase of writing your speech. There are two ways to do it. Either you can write the full speech in your words or you can just write down key-points. However, the key-point strategy is useful for those who are fluent in the language. If you think you cannot speak fluently in front of people, try to write it completely. For writing the speech, your language must be simple and engaging. At instances, you can also use rhetoric to boost the audience. Moreover, you can use quotes, couplets, and other things alike in your speech to make it more interesting.

3. Meet the Audience before Speaking

Most of the students feel hesitant while speaking in front of the public because they find the audience stranger. Therefore, it is really great to take some time before the speech for having a short meet up with the audience. For doing so, arrive early at the location, engage with the audience, handshake with them. In this way, you can reduce your strangeness. After getting a little bit acquainted with them, you will find it easy to speak before them. That is the best way to overcome the problem of hesitation.

4. Be Calm at the Rostrum

Do not be quick. Don't worry about the time given. Try to convey your message as effectively as you can. Do not note the expressions of the audience during the speech. Just focus on the point you are going to deliver. Do not say irrelevant things otherwise, people will lose interest.

5. Set a Comfortable Posture

The way you stand at the stage or behind the rostrum is very important. Your posture is actually the reflection of your mood and thoughts. Since you are to address the audience, you must be visible from every side. Do not try to bend on either side. Maintain a healthy and straight posture. It will express your enthusiasm for the topic you are speaking about. Therefore, do not forget to consider your posture while you are delivering your speech before the audience.

6. Be Welcoming

Your speech must be welcoming. And the audience must find it interesting. It could only happen if you make it more relatable to them. Your language must also be simple so that everyone can understand your words. Moreover, you should not divert from your topic. Once you start deviating from the topic, the audience will start getting bored. To keep their attention intact, you ought to take them with you as the speech flows through the time. Therefore, be welcoming as much as you can.

7. Tell Interesting Stories

Another way to keep the audience attached to you during the speech is to tell them interesting and useful stories. Your speech must not be monotonous. It must touch each and every aspect of the topic you are speaking about. You can shuffle the moods of the audience by telling them about your own experiences and the experiences of others. In this way, their interest in you and the topic will increase with time. You can also tell relatable stories from the lives of notable personalities of the history.

8. Vary Your Tone

The audience usually does not like the speeches going in one flow. Therefore, your speech must be varied in terms of tone. It is to say that you should keep bringing variations in your tone. If in the beginning, you start your speech in a low tone, you should try to take it up as it reaches the middle. You should not only be loud, mild, strong or rhetorical. Rather you should try to employ all tones in your speech.

9. Take Pauses

Taking pauses is very necessary during the speech. Without taking pauses at instances your throat gets dried. And as a result of it, you are most likely to fumble or forget a few things. Therefore, if you keep taking pauses during the speech, you can smoothly speak for a long time. A way to do this effectively is to mark the places where pauses are needed during writing the speech. Pauses also fluctuate your time, thereby not making you tired while speaking.

10. Make Eye-Contact

Besides verbal contact with the audience, it is also necessary to develop sensory bondage with your audience. In doing so, you ought to make eye-contact with them. Eye-contact makes the audience realize that you are speaking for them, your concerns are directed toward them, and they are equally important in the gathering as you yourself are. Therefore, never lose eye-contact with the audience during the speech. Otherwise, they would not take much time to get distracted from your speech.
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Write high quality college assignments with these tips
April 09, 2020
This post will guide you through the process of writing high-quality assignment for college and university students. The correct format and procedure of writing an assignment are given here. It was best if I could explain it with a college assignment example. How to write an assignment for your college topic? Here is the list of best tips and steps to follow to write a good assignment.

the steps and tips to write high quality assignments

How to write quality assignments for your college topic

Assignments are very important in the academic life of every person. They are given in order to make the student revise concepts and remove any misconception if occurring. Assignments, therefore, are supposed to be written after you carefully examine or learn the topic. In this way, assignments are an integral part of education.

Moreover, assignments raise many fears in the minds of some students. They start thinking about how would they complete this task and how his or her assignment could please the professor. Some even do not know where to begin an assignment, how to write it, and where to end it.

This article deals with the very fear of assignment. In this article, we will tell you how to prepare and work an assignment effectively and how you can please your professors with it.

Steps to follow Pre-writing

There are some important steps that you should keep into consideration once you start preparing for an assignment. The assignment is not about writing the concepts. It is about following a proper way of research to look into the topics and presenting them. We recommend you to bring the following steps into consideration while preparing it:

1. Understand the nature of your topic

The foremost thing that everyone should consider while preparing for any assignment is that he must know the nature of the topic. It is to say that every topic follows the pattern of research according to its nature. For example, if your topic is related to any quantitative analysis, you are supposed to remain neutral in concluding. On the contrary, if your topic is qualitative, you have the freedom to include your viewpoints in your assignment. Quantitative topics are mostly related to sciences; qualitative topics are of arts and humanities.

2. Determine the sources

Before writing the assignment, determine the sources, which would provide your knowledge about your topic. Some topics are of such a type that can be easily found on the internet. However, not every topic is always available on internet. Sometimes, you even have to consult a book or magazine for finding relevant information to your topic. In this phase, you ought to rely upon authentic sources and authors. Otherwise, teacher would be able to point out mistakes in the concepts.

3. Comprehend well

Once you have found your needed information at any forum, do not just copy and paste it. It's highly recommended to understand the available knowledge. Usually, websites with authentic content do not have information in very simplified English. Therefore, you have to cross the language barriers to completely comprehend the ideas available. So is the case with quality books available on different topics. Great writers do not usually write in simple language. Therefore, you must understand your topic completely.

Steps to follow during writing the assignment

After completing the above-mentioned steps, you are finally ready to write your assignment. It is necessary to consider the following steps while writing your assignment. Follow the below-mentioned steps for writing assignments effectively.

1. Follow an outline

The arrangement of your information is very important in an assignment. The outline gives you a direction as to how to put the knowledge in away. It also helps the teacher to check the assignment easily and comfortably. For writing an outline, put headings in your assignment. Start it and end it with an introduction and summary or conclusion respectively. Your every heading must have a paragraph describing it. Each paragraph should contain only one idea about what you are writing.

2. Write simply

The second thing you need to remember is that you are bound to present concepts in a readable way. A large vocabulary bank and knowledge of complex sentence structures are good. However, an assignment is not like a thesis or research proposal. An assignment written in a simple and clear language creates a good impression of yours on the teacher. In simple language, concepts also become simple. By using simple words and short sentences, you can write a really impressive assignment.

3. Write comprehensively

A good assignment is always comprehensive. I talks about variety of aspects related to your topic. In your assignment, try your best to relate your topic with other relevant topics. This would create an impressive effect on the teacher. It will make him know that you have not copied the concepts but have learned them and made them relative. For example, if you are writing an introduction to physics, besides writing about physics, relate it with other aspects of life. Write as to how physics is useful in our daily lives and what is its role in development.

4. Write coherently

In addition to following an outline, your paragraphs must be connected. It is to say that you should not add irrelevant information. The paragraphs must have a logically established relationship between them. Due to this, there must be a causal relationship between the sentences you write. It is necessary to pack the information tightly. It it is not followed, all information remains in fragments.

5. Draw charts and graphs where needed

Pictorial representation in assignment works a lot to please professors. Charts and graphs give preciseness to the information available. Therefore, you should draw charts, graphs, and tables where necessary. It would help a lot in pleasing teachers.

6. Use punctuations carefully

If you are an English medium student, you ought to have excellent skills in reading and writing in English. Students often do not add punctuations marks to the text which causes the information to look ugly. Therefore, we recommend you to learn the usage of each punctuation mark and use it in your assignment.

7. Cite references

Adding references of the information gives authenticity to your assignment. Putting reference of each quote and piece of information you copy not only serves as a referent but also authenticates your arguments. It adds academic prestige to even an ordinary assignment. Smart students often use this strategy to please professors.

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The features and facilities a good school must have
April 08, 2020
Which school you will call a good school? I think you know the answer to some extent. You must be aware of what are schools meant for? We all know the functions of school and we know the quality education well. The educational quality or quality education is an outcome of various products working together: that is a school.

what things makes a school good

A school is a holy place where the minds grow. Every educated person has to spend thirteen to fourteen years of his age in school. These years of his age are of great importance. His whole coming life is dependent on this period of his age. 

In schools, man-making work is done. Schools not just educate the people rather perform a duty to make the students good citizens. They prepare the students educationally, morally, socially and spiritually.

Salient features of a good school

Here we will talk about the features of a good school. All the schools are very good but if a school has the following features surely it will be an ideal school. The strength of this school will be very high. It will the wish of every student that he may get admission to that school. 

1. Trained and Qualified Faculty

First of all the school should have well trained and qualified faculty. If the teachers of the school will be highly qualified and experienced they will try their best to educate the pupils. They will be able to understand the mental level of the students and try to teach them according to their mental level.

Moreover, the school administration should manage the training programs for the teachers. Then the school will be an ideal school and the result will be a hundred percent. 

2. The Purposive School building

The building of the school should be splendid and vast. The atmosphere of the school should be neat and clean. Every room should be consist of basic facilities like lights, fans, and furniture, etc. It should be out of noisy areas. 

The noise-producing agents should be prohibited in the school building. A complete learning and peaceful atmosphere should be provided to the students. So that they may feel comfortable in school. 

3. Basic Facilities

Arrange of basic facilities in school for the children.it is a basic feature of a good school to arrange the basic facilities in school for the students. Here should be the availability of fresh and cool water for the students. Electricity should be available in all the rooms so that the students may use it according to the weather. 

The transport facility should be available for the students so that the students who are from far places may have easy access to the school. In the same way, a good school should provide the students with the facility of the hostel. So, in any case, the students may stay there. When the student will be free from all worries then his whole concentration will be on study.

4. Parent-Teacher Coordination

Make sure a hundred percent presence of the students is also a salient feature of a good school if they will be able to achieve this goal the school surely will make progress in all the fields.

Have permanent contact with the parents of the students. The school administration should employ a parent-teacher coordinator to deal with all issues related to the parents. They should constantly inform the parents about the study progress of the students. 

They should arrange PTMs after a fixed time. By doing so they will be able to establish their confidence among the people. The parents will come to know about the weaknesses and shortcomings of their children. Through the cooperation of parents and teachers, the school can prove its worth in society. Ser this newsletter to parents template in MS Word.

5. Tests and Database Systems

Monthly test sessions. It is necessary for every school to judge the ability of the students. For this purpose, they should arrange monthly assessments. As in Pakistan, a term consists of a whole year. .The schools conduct at least three assessments in a year. The midterm assessments are also conducted by many famous schools. School presents these students' report cards to parents.

The school database having the data of all the students and employees of the school is an essential feature of a good and well-managed school. 

The Schools keep the records of portfolios of the students, their assessments records, their contact details, and fee and charges details. Everything is managed through database software and reports are generated as and when required. See this school admission form in MS word.
 

6. Co-Curricular Activities

Arrange the co-curriculum activities is also an essential part of the study. Because the school is not just responsible to educate the students but also prepare them as good citizens. After taking part in co-curricular activities the students will develop the qualities of true sportsmanship. 

In this regard, the school should arrange sports day, colors day, Iqbal day, Quaid days, etc. They should also held the competition of speeches, debates, and quizzes among the students. This will develop the self-confidence of the students. They will be able to face the challenges of the coming life.

It is also a duty of the school administration to arrange educational and informative tours for the students. When the students will visit the historical, they will come to know about the grandeur of their civilization. 

They will be able to have a touch with the history of their forefathers. After coming back from the visit surely the students will feel a new strength among themselves. They will star reading with new courage. 

7. Free Education Quota

A good school is not merely focused on monetary gains. Every school has a mission and vision. A good school contributes to society by giving free education to the poor and intelligent students. This is a way to serve a wider range of educational objectives in the country

The provision of free education to the poor and the needy students is also the feature of a good school. In Pakistan poverty has reached a dangerous level. Many students can not get an education due to their poor economic condition. 

The children of such families have a strong urge to get an education but they can not do so due to their poverty. The school should be cooperative with such students. So that they may be able to get an education and lead life as good citizens.
 

8. Library and Labs

Arrange a library for the students is also the duty of the school administration. So that the students may not have any hurdle in their study. In this way, they will be able to have easy access to all types of books. This will also develop the habit of book reading among the students.

Science and computer labs play an important role in conceptual teaching. The practicals are far better than reading books. Science lab and a computer lab are the basics of modern teachings. Now the modern teaching methods have yielded the place of traditional teaching methods.

Conclusion

To sum up, the whole discussion is that the schools are not just responsible to make the students able to get a good job rather every school should try to make the students good citizens. They should also prepare in such a way that they may be successful in this world or in the next world. Then we can call that school an ideal and good school.

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One day and one night before exams tips
February 26, 2020
As the exam season approaches, two types of students are usually seen: those who take exams very seriously and those who take exams very lightly. There are very fewer students whose approach towards exams is of a moderate nature. Such students do not get burdened by exams and attempt the exams in a joyful way.
One day and one night befor exams tips

However, the students of the first two types often face difficulties during the exams and even after the exams. Students who take exams very seriously get overburdened by the heavy workload, thus deteriorating their health. On the other hand, those who take exams very lightly do not pay attention to their studies and eventually fail or get bad grades.

Day Before Exam Study Tips 

Students often ask what to do on the day before the exam. Educationists recommend that students should adopt a balanced strategy while preparing for exams, for it will help cover the syllabus and attempt the exam well. In this article, we will suggest a moderate and effective way to use the 24 hours preceding the exam. You can follow these suggestions for getting good grades while not having to indulge distressingly in studies on the day before exams. 

Things to do the day before exams

1. Revise Your Syllabus

The foremost task of the day to revise the syllabus. It is highly recommended to have completed the syllabus before the starting of exams. By doing so, you will not have to bother about learning new topics and preparing them. 

If you have already covered your syllabus, you just have to give it a revision. Revision is very necessary for keeping the hold on the topics you have prepared. 

Revising the syllabus a day before the exam helps you in two ways: it allows you to relearn the concepts and thinking about how each concept can be asked in the exam. In this way, revision should not be left undone. 


Moreover, try to revise the course in the morning since a fresh mind works effectively. It is better to complete the revision before the afternoon, so you can get time for other activities of the day.

2. Stimulate Your Mind About The Topics

After doing a revision of the syllabus, you advised stimulating your mind about the topics you have revised. It is meant to say that you should think about how a topic can be asked in the exams. This will allow you to study each topic more comprehensively. 

In this way, you can cover all the aspects of every topic and can answer the questions in the exam. Mind stimulation can be done by picking a topic, understanding it, determining its scope, and connecting its concept to the relevant ones. 

This task is very crucial for science students because they are supposed to attempt a conceptual paper, so memorization does not really work in the exam. I have already written a post on how to increase your memory power with simple tips. Study each topic with respect to different aspects of it.

3. Highlight and Memorize

Highlighting and memorizing the important key points of each topic is very necessary for attempting the exam prudently. Try to highlight the important things and then memorize them. Keep it in your mind that memorization is not suitable for the concepts because they are to be learned. 

Memorization helps for dates in Pakistan Studies, verses in Islamic Studies, formulas and equations in Physics and Mathematics, symbols of elements in Chemistry, and grammatical rules in English. Memorizing will allow you to write the necessary points in the exam, thus developing a good impression on the checker. Moreover, it is also really helpful in getting maximum marks in MCQs paper.

4. Consult Past Papers

In the board exams, past papers really help the students. Past papers give you an overview of the paper pattern, marks, and nature of questions. Most of the time, questions are repeated in MCQs and subjective paper. 

So if you have already done preparing the past papers, you will take much time to fully attempt the paper. It will also get you good grades. 

Consulting the past papers are relevant to the second activity we described above. Since it contains previous conceptual questions, you can easily understand how many ways each question can be asked. You can buy past papers from the market or read them online. Therefore, every student should try to read and solve past papers before the exam.

5. Visit Your Teacher

This is a conditional activity. Sometimes students get frustrated if they are unable to understand any topic before the day of the exam. This happens you have not paid attention to your studies before exams or when you have missed that topic in a hurry. If you face such a problem, the best way to visit your teacher. You can ask him to clarify your concepts and guide you. However, it is only possible if the teacher is approachable for you. 

Therefore, we recommend you get your concepts cleared before you are relieved from the college. By doing so, you will not have to worry about any topic and you will have the know-how of every topic. Otherwise, it may have a negative impact on your preparation.

6. Engage in Group Study

Another great way to revise the concepts in to engage in group study. Group study is an effective way to teach your friends and to learn from them. As mentioned above, try to approach your teacher first. But if he or she is not available, the best thing you can do is to gather somewhere with friends and study together. Group study allows you to share your own concepts with others, so they may learn from you. 

Moreover, it gives you the opportunity to learn from your friends the concepts you do not know. However, your group members should be sensible and good in their studies. Otherwise, the group study would only lead to untimely jokes, gossips, and fun.

7. Seek Online Assistance

The Internet is a useful tool if used positively. It is really helpful for students who want to study sincerely. It is also the third-best way to learn new concepts and enhance the already learned ones. If you think you cannot approach your teacher nor group study would be valuable, seek online assistance for preparing for exams. On the internet, you can easily find video lectures, notes, past papers, and MCQs. You can utilize these resources to better your preparation. StudyPak is the best option to search for study content and other relevant resources. Explore and drop your feedback in comments!

8. Don't Do Any Hectic Task

 Good preparation and a fresh mind are needed for cracking any exam. The day before the exam is an important day. Your first priority should be the study because you can do much in a single day.

Besides that, educationists advise the students to avoid involving in any hectic task before the day of the exam. If you do, you are more likely to be tired and stressed. And this condition of yours will affect your performance in the exam. Be calm on that day and study comfortably. Those 24 hours are the precious ones because lost time is never found again. So utilize your time well!

9. Don't Panic at Studies

Students must realize that frustration, disappointment, and hopelessness lead to nowhere. If you think you have not prepared well and it is the last day before the exam, do not panic at studies. Try to invest your maximum efforts to achieve success. If you are facing any problem, resolve it calmly. Stressing oneself is of no benefit. 

Therefore, avoid burdening yourself psychologically before the day of the exam. It will reduce your performance in the exam and eventually you will not be able to score high. Instead of taking depressive worries, struggle hard and leave everything else with God. Be psychologically and spiritually strong!

10. Arrange Your Stuff

Apart from studies, you must also be punctual in exam days. Many students' grades are affected by their little mistakes. Some fail to reach the examination hall in time; some go to the examination hall without roll-no slip; some have to press their uniform hours before the exam. These tasks must be done timely. Otherwise, your mind would be twisted and your preparation is diminished. 

We recommend you arrange your stuff a night before the exam. Your uniform, stationery, and roll-no slip must be on your table. By doing so, on the exam morning, you can comfortably get dressed and leave for the examination hall. Therefore, you must consider the factor of punctuality too.

11. Sleep Early at Night

 It is advised that you should give another revision to the syllabus at night. However, it is only desirable if you have taken a nap in the afternoon. If you have not napped, we do not recommend it to you. Since the student gets tired after spending all his energy on studies, peaceful sleep is necessary for him to wake up fresh in the morning.

Therefore, you should sleep early at night so you can wake up early in the morning. If you sleep, you will most likely get tiresome. Sleeping early at night would freshen your mind, enhance your consciousness, and relieves your body. 

Anyhow if this is not your last night before exams, you may want to keep awake for an hour or so and want to avoid sleep to prepare your test. I have written a separate post on how to avoid sleep while preparing for exams at night.

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Why science students should clear their concepts
February 25, 2020
Science is the knowledge we gain through observation and experiment. It is an evolutionary form of knowledge, meaning that scientific methods and conclusions improve over time. Since science has until now given humankind many inventions and discoveries, this modern age of ours depends primarily on scientific knowledge and research.
Like the rest of the world, many students in Pakistan study science at different levels. But a question strikes every sensible person: why developed countries are still ahead of us in respect of scientific progress?

Why Science Students Should be More Conceptual?

One of the reasons why we are left behind in the race of scientific development is that our science students are quite weaker in basic concepts. Lack of knowledge about the fundamentals of the scientific method and research caused the decline of science in our country. Moreover, we have failed to do any remarkable invention and mark a significant discovery.

This article will outline the reasons as to why science students should be more conceptual.

Why you Should clear your concepts?

1. Science is a Complete System of Knowledge

If you believe in science like I do, you believe that there are certain laws that are always obeyed
Says renowned scientist Stephen Hawking.

Science is a complete system of knowledge. It tends to gain knowledge about the natural world through observing and conducting experiments. In any system of knowledge, learners ought to know its nature, scope and fundamental concepts. Likewise, in science, nobody can understand topics of higher complexity without having the knowledge of basic concepts. For example, if you do not know what Newton's laws are, you cannot proceed to learn more detailed concepts about motion in physics. Therefore, a student studying science at any level, whether intermediate or graduation, is supposed to be well aware of the concepts of science and how they can be used for researching further.

2. Scientific Knowledge is Evolving

The treasure of scientific knowledge improves over time. Science stimulates and broadens your mind to research even better than previous researches. It is, hence, an evolutionary form of knowledge. However, concepts are of that much value in science that you cannot propose anything entirely new; a student of science always has to seek help from already available knowledge. It is to say that although science evolves the very basic concepts still remain the same. For proposing a new hypothesis, one has to know how to conceptualize things. This method of conceptualization can only be learned by understanding the already available concepts.

3. Scientific Knowledge is Relative

Science describes the natural objects and phenomena relatively. It means that to define or describe a single natural happening, one has to depend on the concepts about other related objects. The relative nature of knowledge requires you to have know-how about the related fields of your study. The conceptual study for science students is necessary to the extent that without it you cannot understand even a single topic of science. FSc students are, therefore, advised to study philosophy of science as well. The phrase "philosophy of science" might seem new to you, but it's really an interesting discipline, which tends to analyze the nature of scientific knowledge. To evoke your interest in the philosophy of science, we are quoting a renowned British mathematician, Bertrand Russell here.
He says:
Physics is mathematical not because we know so much about the physical world, but because we know so little; it is only its mathematical properties that we can discover.

4. Concepts Give Birth to Concepts

As said earlier, scientific knowledge is evolving. To be a good scientist, bear it in your mind that your understanding of concepts must be broader and effective. The conceptual knowledge of yours will allow you to think with greater clarity about the things. Moreover, concepts give birth to concepts. Many renowned scientists, whom you study theories of, were once just learners. What exalted them to the level of being a scientist was their understanding of concepts.


They understood the concepts given by previous scientists. This understanding guided their interest in proposing new concepts. Likewise, as a student of FSc, if you are doing the conceptual study, you will most likely to propose even better ideas than those given before. Therefore, the conceptual study in any branch of science is the first step to become a great scientist.

5. Concepts are Helpful in Exams

Apart from its intellectual benefits, the conceptual study of science is also very helpful in attempting the exams. Most of the students in FSc fail because they just try to memorize the topics and give no attention to the understanding of concepts. I have written a separate post on why FSc students fail in exams. All educational boards of Pakistan, particularly the Federal Board of Intermediate and Secondary Education (FBISE), designs question papers in a way that your concepts are to be checked. Most of the time, an examiner tries to check how well you have understood the concepts. It is for this reason that papers include conceptual questions besides just definitions. We are writing down some of the conceptual questions that can be asked in your final exams of physics XI:
  • Describe the scope of physics, in science, technology, and society.
  • Explain why all measurements contain some uncertainty.
  • Differentiate between precision and accuracy.
  • Is there absolute rest in this universe?
  • Define and explain the angular acceleration.
  • How periodic waves are produced?
The above state questions are of such a nature that they cannot be answered unless you are aware of the background concepts of each. In every question, your ability to answer is being tested; the examiner is asking you to prove that you have the correct understanding of all these topics. We will try to guide you as to what concepts would you need to smash these questions:
For the first question, you must know the nature of physics, its scope, and its impact on the fields of science and on society in general.

For the second question, you need to know how things are measured and how our measurements always entail chances of inaccuracy.

For the third question, you must be able to distinguish precision and accuracy.

For the fourth question, you are supposed to justify your point as to whether the universe is static or not. In this respect, you have to assert and prove that the universe is in constant movement.

For the fifth question, your concepts of angular acceleration must be clarified.

For the sixth question, you ought to know what periodic waves are, their significance, and particularly the full process of their production.

Therefore, your maximum focus on the conceptual study will help you gain good grades in any science exam.

6. Conceptual Study of Science is an Edge

The conceptual study is not the only trick to gain good grades in FSc but it also paves the way for your success ahead. Every student of FSc wishes to continue his studies in any graduate degree of science - let it be BS in Physics, Chemistry, Biology or MBBS or BS in Mechanical, Civil or Chemical Engineering. In all these degree programs, you can only perform brilliantly if you have studied each and everything conceptually in FSc. It is because all these degrees are to extend your previous concepts which you learn in FSc. 

Many students even fail to make use of their degrees after completing it. Only because they have not spent much time on the conceptual study. Therefore, do not take scientific study for granted. Always try to learn concepts with interest.

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How to pass 9th class English in 7 days preparation
February 22, 2020
Exams are a way to judge the abilities of the students. In Pakistan there are different types of exams are prevailing. For instance, a type of exam is held in schools, colleges, and universities. The students have to go through this type of exam for getting a promotion in the next class or to get a degree. The other type of exam is the entry test exam. 

The students have to go through this type of exam for getting admission in schools colleges or universities. The third type of exam is for getting job. The people have to pass through this type of exam for getting a good post or employment.

How to prepare for exams effectively in one week

How to pass an exam in one week preparation

Here we will talk about the preparation of exams. It is a universal truth that no one can pass any exam without proper preparation. The system of prep is already set up in all educational institutions. The students even from the first day of the class began to make preparation for their exams. 

The students spend six months or a year in making the presentation of the exam. In this way they are prepared for the exam. They become able to get good marks in the exam.

But unfortunately, if a student fails to do so, he should act upon this seven days formula he will not be able to get 80 percent marks. But surely he will pass the exam by securing 35 to 45 percent marks.

Here I want to narrate the method of passing the paper of English of 9th class in just seven days. In this age of competition, it is necessary for everyone to get more or more marks in all the subjects. But if someone failed to do so, he should at least try to pass the exam by securing passing marks. 

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Complete 9th class English syllabus on One week

It is very easy for every student to pass the paper of English. In this case, a student should do a selective study. Like other papers there two parts of the question paper of English. One is objective or the other is subjective.


The objective part of the paper is a little bit difficult or time-consuming. The student should not waste his time in the preparation of this part of the paper. He should just understand the exercises of the book. By doing so he will be able to get eleven to fifteen marks in this part of the paper.

The second part of the paper is a subjective type. This part of paper is of 56 numbers. For preparing this part of the paper the students should divide it into seven parts. He should prepare one part in one day. He should devote himself just to study. He should not involve in other time-wasting activities. YI have also written a separate post on What you should do the night before exams.

First day

You should prepare the question of the summaries of the poems. Here are just two poems in the syllabus of 9th class. This is very important and easy to attempt the question. Even a dull or weak student can prepare this question easily. You should revise this question again. you should check it after writing and point out the mistakes. In a complete day, you will easily prepare this question.

The second day 

You should select the question of letter writing. It is also an important question in English. The student should learn these letters by heart. This question is of eight marks. If you prepare this question very well the chances of passing the exam increases.

The third day

You should devote himself to the question of translation. This question is difficult because the students have to go through the whole book. But if a student prepares the few selected lessons he would be able to tackle down this question.

The fourth day

You should prepare the part of the questions and answers. You should prepare the questions of 7 or 8 lessons you will be able to clear this part of the paper.

The fifth day

You should prepare the question of active or passive voice or the question of translation of the urdu sentences into English. You should practice it again and again.

The sixth day

You should revise all the exercises of all the lessons in which sentences are also included. By doing so you will also be able to solve the objectives part of the paper.

The seventh day

You should revise all the courses again. After acting upon this seventh-day formula, any student will be able to get sixty to seventy percent marks in the paper of English.

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5 ways students can earn money during their studies
February 21, 2020
How to earn meany while studying in Pakistan

How Students can earn money through 5 methods

Students who join a distant college/university have to live in an official or private hostel. There are many students who enjoy the full support of their families- financial support, physical and emotional support. The life at a hostel is like living in paradise for those who are financially strong. There are three types of university students.
  1. Those who are not interested in education but they have come so far to fulfill the wish of their parents. They are the offspring of rich parents and have much financial support from family. They really enjoy university life. Their progress in education is just satisfactory
  2. Those who are not too much interested in education, but they want to relish the taste of university life. They come from rich families too. They enjoy college life and their educational progress is of average level. They have medium support from their families.
  3. Those who have a passion for higher studies and this very passion drag them to university. They may be from rich, middle class and poor families. These are the students who come to university/college with the right motive. This type of student, especially who are from poor families, face many challenges. The life at a hostel is not easy. There are many challenges and issues that irritate the shining students. If is start listing down the issues, this post will go out of control. You can learn more about these issues in a separate post.

Now for those who are both poor and passionate for study, it is very difficult to have adequate financial support from their families.  They need to live on their own resources. The support they receive from their families is too less to meet their needs. Although they may find other sources of support to them, yet they have to struggle hard to complete their course.

This post does not solely focus on students with poor families. Any students who want to learn new things while earning a small income can equally benefit from this post. This post benefits the students who are aimed to engage in healthy activities and to earn pocket money. Now let me explain how students staying at the university hostel can earn extra pocket money.

1. Start a Free Blog


If you have good writing skills and knowledge on a topic, you can start blogging. There are many websites that offer you a free blog that involves zero investment. Blogger (blogspot.com) is the best free blogging platform I have ever heard of. Blogging simply means that you have to write nice articles on the topics you know well and post your articles on your blog. These articles will be read by the people on the internet. If you have a lot of visitors to your blog, you can apply for Google Adsense or other ad networks to show ads on your blog. It will help you earn some money and later on if it is a success it will give you even more.

Starting a free blog on blogspot.com is a matter of minutes. All you need to have is a Gmail account and something in mind to write about. But every blogger is not able to earn money from blogging job. There are certain guidelines to be followed in order to blog for earning money.
If you are not sure where to take a start, read step by step guide on how to start your free blog on blogspot.com

There are also many benefits for beginners. But for professionals, this free Blogspot is not better enough. You have a look at the merits and demerits of the Free Blogging on Blogspot.com
The topic is very important while starting a blog. Your niche topic should be something you are passionate about. Otherwise, you will soon lose interest and end up with nothing. It would be merely the wastage of time.  Choose a niche topic and start writing anything about it that helps and benefits the readers. For example, you can start a blog that offers free notes to the students of a particular subject/field of study. Similarly, you can start a blog on your life experiences as a student. It will help the readers know how to cope with some situations like you have faced. You can start a guide blog for social media users if you are a social media expert. You can have a look on these blog topics to get an idea to start your own blog.

2. Take paid writing assignments


If you have good writing skills, you can help the rich students in making their assignments and they will pay you in return. You can spread the message that you accept the writing assignments for nominal charges through your class-fellows and friends. I am sure there are many rich students who are not interested in preparing their educational assignments, or they don’t have time to do so because of their marry making operations. They are looking for someone who would write their assignments for them in exchange for some amount of money.

Similarly, there are teachers who are looking for someone to have their notes composed. If you can use a word processing program to write notes, your professors can also be your target clients. Go and ask your professors if they have an assignment for you. There are many teachers who have no time to prepare their notes due to their busy life. You can help them and earn an amount too.
For writing a good assignment requires good writing and composing skills. You can learn more about how you can write quality assignments that please your professors.

Paid assignments can also be taken from University Stationers. They do have bulk of work and they need someone to do for them. Most of the shopkeepers have computers and space. They ask their employees to sit and do work in their workplace. You can contact them for any work opportunity.

3. Provide Tuition Services


It is also a good source of income for the students staying at hostels. If you are a university fellow and live and hostel and have some extra time, usually in the evening, you can sell your time and knowledge to earn money. Go and take tuition classes. You can teach your own class fellows in the hostel at night. You can teach your juniors who are weak in a subject. You can adopt to teach at home of your students. There are many rich people who will pay you well for tutoring their children at home. Spare some time and take home tuition.

You can also teach online through various apps. I have written a complete guid on how to become an online tutor in Pakistan. You can also start your own online academy. Youtube is also an important platform for earning through delivering lectures. See this list of apps for online teaching in Pakistan.

4. Earn through Social Media


If you are popular on social media, you can change your social media accounts into income-generating machines.  If you have thousands of social media followers, you can earn handsome income from your social media accounts. University students often have vast references and many social media friends and followers. Facebook and Twitter can give you more value. Create a Facebook Page on a certain topic and get maximum likes. If you are able to get 10,000 likes, you page is ready to earn income.

Let’s say your page has 10,000 likes that means if you post something, 10,000 people will see it. Most of them will read it carefully. So, you can post the ads of other companies. These ads will have a tracking system. When you pos this ad to your page and a person clicks on it. He/She will be redirected to the original website of the company whose ad you posted. They will know where the visitor has come from. If she/he makes a purchase you will get a commission on it. Similarly, there are some websites that only pay you for every new visitor you refer to their website. You have to share their posts on your social media profiles and that’s all. Learn how to increase your social media followers.

There are companies that are seeking for social media experts to manage their social media accounts. They offer a handsome salary and one has to work from home. You have to update their social media pages regularly.

Youtube can be a good source of income for you if you can make good quality short movie clips. Usually, beginners start with funny videos; they require less time and resources. Create a Youtube channel and upload your videos. Share your Youtube videos to your other social media profiles in order to increase visits to your videos. Ask your friends and followers to share your videos on their social media accounts. It will get many visitors to your videos. Then you can place third party ads on your videos to earn money.

Involve your class fellows in making short funny videos. You can also record short lectures and tutorials. You can even capture the video on your smartphone. If you use some basic editing tools, your videos can look more professional. Read detailed post on how students can make money by using social media.

5. Write and Sell E-books


Again you need writing skills. E-books are Electronic books that are accessible on computers or smartphones. Usual and E-book is a PDF file. An E-book can be as long as containing 50 pages or as short as containing 3 Pages. But I will recommend keeping your E-book 5-15 pages. There are many people who are searching for solutions to their problems. They need help and they try to Google their issues. If you have a clear understanding and knowledge on any topic, you can write an E-Book on that topic. For example, you have experience of dealing with the “hairfall” with simple natural ways. You can write an E-book “Three Tested Remedies for hairfall”. Your E-book will explain the ways to stop hair fall. Again, your writing style and way of explaining the things should be interesting and informative. 

You can write a quality E-book with some simple tips. But I would recommend learning more about writing an E-book on other websites too. When you finish writing an E-book, the next step is to promote your book to the market where buyers ill purchase it. There are many websites that offer free space to display your products for sale. They take some commission on every sale. Some of them offer a space for a specific time period for the agreed rate. Although you can promote your e-Book on your own social media profiles, yet these websites have more visitors and a system of payments. Amazon, Payloads, Ebook Architects, Bookbaby, etc are some popular places where you can publish your E-book.

Miscellaneous


I know one of my university fellows who used to repair mobile phones in his dormitory. When he came back from college, he used to repair mobile phones his friends had given him for repairs. He earned a good amount from this job. One of my class-fellows had a small beauty parlor in her room. She earned extra pocket money by giving her services to other hostel fellows. I have prepared a list of small business ideas for University students in Pakistan.

Another guy whom I met at the hostel was working at a local restaurant for five hours from 6:00 PM to 11:00 PM. He used to sleep soon after coming back from college at 2:00 PM. Then he got up at 5:30 to get ready to go nearby restaurant for his duty. I appreciate her struggle for him.

Another chum of mine used to sell some used mobile phones, watches, bikes, cameras and other similar things on OLX. He purchased these things from their friends at a low price and sold them on OLX with profit. You can also do the same type of business.

Amazingly, the students do some dangerous things to earn money. I know two of my university fellows who used to sell their blood. Donating blood is not a bad thing to me, but selling it every time whenever you need money is not a safe practice. As usually poor students do this activity, they are not able to compensate for the loss of health as they are unable to eat expensive healthy food. As a result, their health goes down which affects their educational performance. I believe in the type of job which does not harm you in return in any sense. I also recommend some food items that college students should avoid. Here is a nice post on your eating preferences as a college student.

I hope this post will benefit you in one or the other sense….Stay blessed and Best of Luck for your accomplishments.

 1. How to get a position in Board
2. How to pass Supply exams in a week
3. How Websites that give educational loans to the students
4. 7 days exams preparation formula
5. All Educational tips for students and teachers

How to get a position in Board Exams
February 21, 2020
This article will who you some tips on how you should prepare for your board exams to get 1st position or a position in board. You can get up to 90 percent marks if you have native talent, time and the skills to prepare for the exams focusing on position. You can easily get a position in board exams if you follow these simple tips and advice

How to get good marks in Board Exams

If you are a student of 9th class, 10th class, 1st year or 2nd year, you can follow these simple instructions to get a position in board.

Tips to get a position in Board

The academic life of every person is of great importance. The whole practical life of every individual is depend upon academic life. If a student has his splendid career, he remains successful in all the aspects. But if he fails in his academic career his whole coming life becomes troublesome.

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 It is a strong desire of every student and parent that their son /daughter has a splendid career. So that he may spend his practical life successfully. But it all depends upon the student. How much effort he does to make his career splendid.

How to get a position in board exams in one month


Here I want to tell some tips which are quite important for every student. By following these tips he/she may get a position in board.

1. Selecting of good school or academy 

If a student wants to get a position in board exam, he should get admission in a good school. Here it does not mean that schools are good or bad but I just want to clarify that all the schools are not interested in this aspect that their students get a position in board. They merely have an aim that their students may get through the exam. Therefore he should select that school where positive competition should be upheld. Where teachers have the ability to judge the qualities of the students. Then the teachers will be able to Polish the abilities of the students. In this condition, it will be easy for him to get a position in board.

2. Following the time table. 

You can even prepare your course in one week if you follow a time table If a student wants to get a position in board, he should follow the time table. His duration of studying, eating, playing, praying and even sleeping should be specified. His every action should be according to that time table. Here should be consistency in his time table. He should follow his time table in every condition. If he acts upon his time table in ten or fifteen days of a month and ignores it for the resting days of the month it would be hard for him to get a position in board.

3. Selection of books and courses. 

It is a very sensitive matter for every student to select books and course. A chance should be given to every student to select books and courses according to his attitude. If the course would be according to his taste surely he would perform well and get position in the board. Otherwise he will remain confused. There is another thing which is related to the content and the complexity of the course. Easy subjects can give you more marks.

4. Prepare every topic

If a student wants to get full marks in any exam, he must prepare all the topics clearly. During the study period, the students sometimes do selective study. They wish to skip some topics in which they are not interested. But sometimes the examiner asks questions from the topics that they have left. In this condition, they have to face difficulty in attempting that paper. They would also fail to get full marks in that subject. In this way chances of getting a position decrease.

5 Give equal importance to all the subjects

If a student wants to attain a position in board, he should give equal importance to all the subjects. It is true that in the syllabus of every class some subjects are easy and some are difficult. It is also a natural reaction that most students give special attention to difficult subjects like math, English and science subjects. They ignore Islamic study, pak study and Urdu. It is their view that these subjects are easy and they will prepare them with little effort. But when the result is announced they get full marks in difficult subjects and their number in easy subjects is low. This thing effects seriously on their position.

6. Use of technology and available stiff

In this modern age Internet is an essential part of the study. The students can get help from the Internet in their study. If a student finds any topic difficult he can concern with the Internet. He can also get relevant information about his topic. He may also be able to know about the latest trends like paper pattern, checking system and new policies of board. Here is very basic thing about the Internet is that he should just use it for positive use.

7. Handwriting and paper presentation

Handwriting and paper presentation play a very important role in any type of exam. If a student attempts his paper neat and clean surely he will get good marks in his paper. For getting good position in board handwriting and paper presentation is as necessary as air for human beings to alive. Therefore, a student should keep this factor in mind while attempting any paper. His paper should be appealing and attractive. Then he will be able to get a position in board.

8. Conceptional clarity and to the point

While giving an answer to any question the student should keep this factor in mind that he has a clear concept about this question in his mind. He should avoid unnecessary detail. The answers of all the questions should be to the point. Then his paper would be accurate. And chances of his position will be a hundred percent. Read my other post on why it is important to learn conceptually.

9. Have some definite aim and emotional urge

For getting a position in board it is necessary that the student should have any definite aim. He should have some emotional urge and attachment with his career.

10. Respect teachers and parents

 Although this topic is not relevant to the academic career of the student yet no students can get success without acting upon this advice. A good student should always be respectful to his teachers and parents. His habits should be urban and refine. If he is disobedient of his parents and teachers he would never get success.

11. Offering prayer regularly

If a student or any person wants to be successful in this world or the world hereafter, he should follow the basics teaching of Islam. It is true that Christian or non-Muslims also get a position. But being a Muslim it is our sacred belief that no one can get success without the favour of Allah Almighty. Therefore if we want to be successful in every exam we should offer prayer regularly.

To sum up I would like to say that if a student wants to get a position in board he should follow the above-mentioned aspects surely he would be blessed with success in his aim. May Allah help us in this world or in the next world. You must see the list of activities you do the day before exams.

Types of Entry Tests in Pakistan
May 31, 2019
Here is a list of All types of Entry Tests in Pakistan and their short descriptions. Now the students can understand what is an entry test and where it is applicable. MCAT, ECAT, NTS, SAT, GAT and other tests are held in Pakistan in order to get admission in various universities and colleges. The dates and schedule of these entry tests vary from University to University. Below is the list of Entry tests conducted in Pakistan

Entry Tests in Pakistan

The following Entry tests are conducted in Pakistan to get admissions in various universities.

1) UET ECAT

ECAT is basically a subject test. It includes Physics, arithmetic, Chemistry or laptop, and English. The number of queries and weight of the take a look at and sections vary significantly

2) MDCAT

The medical and dental college admission test is a test which the students have to pass in order to get an admission in a medical or dental college and university. All Medical schools in the Asian nation contemplate MCAT scores as an important part of their higher cognitive {process} process for admission to the school of medicine

Also See: MDCAT 2019 Paper

3) SAT

There are two kinds of SAT tests, SAT-I is also known as the SAT Reasoning Test and the other SAT-II, known as SAT Subject tests. SAT could be a standardized take a look at for obtaining admissions into universities

4) NTS

National Testing Service, is an NGO in Pakistan that holds academic evaluation tests. NAT stands for National power take a look at and it's for admissions in NTS associated universities/platform (degree subsidization institutes). The candidates will appear in a single test only and will stand eligible for admission to all universities in the respective subject group on basis of that test. They can apply to different universities producing the required documents along with the copy of NTS result card

5) GRE

The GRE or Graduate Record Examination could be a standardized power take a look at offered by a non-public instructional testing and activity organization called ETS (Educational Testing Services)

6) LCAT

LUMS Common Admissions Test which is mandatory for all applicants applying to BSc (Honors), BA (Honors) and BA-LL.B at LUMS. LCAT is an aptitude test score of which is an essential factor in the evaluation criteria for selecting a suitable candidate for admission in various disciplines

7) Nust Entry Test

NUST conducts internet at 3 locations, ie NUST Campus Islamabad, Karachi, and Quetta. Whereas at national capital field internet is conducted in a computer-based format, in urban center and Quetta the take a look at is in a paper-based format

8) COMSATS-NTS Test

COMSATS in collaboration with NTS conducts NTS tests in all of there campuses. To get admission in COMSATS, you have 2 options: Give a general NTS or COMSATS NTS. The test is same as that of NTS test and is also conducted on the same day and same time as that of NTS, BUT, If you select COMSATS NTS, then its result will only be counted for COMSATS while in general NTS, you are free to select any NTS collaborated university

9) LAT

Law Admission Test (LAT) is a test that is held by the Higher Education Commission (HEC). As HEC has abandoned 3 year LLB program In December 2018, the new LLB program will be of 5 years consisting of 10 semesters. The teaching system has been changed from annual to the semester system.  LAT is mandatory to get admission in LLB 5 years program in any affiliated/registered college or university. (More about LAT)

10) Universities Own based Entry Tests

Many universities like UMT, UOL, etc conduct there own tests which are relatively easy(easy syllabus, mostly basic questions-English, and simple maths only in many of them) as compared to other universities, they have less quantity of questions and mostly every candidate pass these tests easily BECAUSE QUESTIONS are easy.

More to Read:
1. Most important Solved MCQs for PPSC, FPSC, NTS, and OTS
2. Any Job Test preparation guide and tips 2020
3. Everyday Science Most repeated FPSC, NTS, OTS, and PPSC exams MCQs Solved
4. NTS, FPSC, SPSC, KPPSC, CSS MCQS Solved
5. How to get a position in Board exams

List of Website for Educational Loans for Students in USA
October 14, 2018
Here is a list of websites where the students can find loans opportunities for the studies. The list includes USA based websites that offer loan search, eligibility, and various lenders in the USA. These websites have a listing of top lenders and the details of loans they provide to the students.
List of Loan Websites for Students in the USA.



Also Read: The list of educational loans givers in the USA

 The following websites have great information regarding international and domestic study loans for the US bases students.
1. International Student Loans
2. IEFA
3. Study USA
4. ViewStudentLoans
5. StudentAid
6. Stilt
7. NomadCredit
8. Global Student Loan Corporation



The above-said websites offer various tools to search and calculate study loan and directly apply to the lender for the loan. These websites are for both international students and USA based students who want to get admission in USA colleges or universities.


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International Loans for Students

Loans opportunities for USA Students

Can Students get loans for study in the USA

List of educational loan givers /lenders in the USA

Scholarship opportunities for USA Students

List of Websites for Educational Loans

 Also Read: 5 ways the students can make money during their studies



List of top educational loans lenders in the USA
October 14, 2018
Here is a list of educational lenders in the USA. The USA students now get educational loans on easy terms and conditions. The following loans givers give educational loans to the USA students on a vast scale and in all the states. There is a huge list of eligible colleges and universities where the student must be enrolled to be eligible for the loan.



The list includes the following lenders based in the USA

Also Read: 5 ways the students can make money during their studies

Educational lenders in USA



1. Discover

Variable Rate Loans
Cover up to 100% of your school-certified costs with a great rate. Cash rewards for good grades. Simple application-you could get a response in minutes.

Other highlights on Discover loans include:
• Rewards for good grades
• Cover up to 100% of school-certified college and graduate school costs
• Zero fees
• Choose between in-school or deferred repayment options

2. College Ave

Get the money you need for college or grad school with a fast application & instant credit decision. Great rates and multiple repayment options.

Apply in as little as 3 minutes and get an instant credit decision
Multiple repayment options from deferred to immediate principal and interest
Choice of how long you take to repay the loan – 8, 10, 12, or 15 years
No origination fees
Borrow up to 100% of your cost of attendance (minimum $2,000)

3. Ascent

Ascent is built around one guiding principle: Student loans should expand your possibilities, not limit them. Every student's situation is different, so we created the Ascent Tuition cosigned loan to help you get the additional money you need to cover your tuition and eligible living expenses.

Loans for undergraduate and graduate students
No application, origination or disbursement fees
After making 24 consecutive on-time payments, you may be able to release your cosigner

4. Sallie Mai


Sallie Mae offers the Smart Option Student Loan for both US and international students. Read more about the Smart Option Loan and begin the application process. This student loan offers:

Your choice of a fixed or variable interest rate
Three repayment options
No application or origination fees
No prepayment penalties
US citizens/permanent residents can apply right online, while international students will be required to fill out a paper application form. You will need to contact Sallie Mae directly to obtain the paper application.


5. US Department of Education

US state department provides loans for domestic and foreign study programs. Please visit their website for eligibility and terms and conditions. They have various types of loans and grants.

6. Connext


Connext connects borrowers to its network of community and regional banks, credit unions and alternative lenders. The loans are issued, insured and serviced by ReliaMax, which owns Connext. 

Best features:
Connext offers loan terms up to 20 years. Borrowers may be eligible to receive a 1 percent cash reward after meeting qualifying criteria.

Drawbacks: 
A minimum 680 FICO credit score and at least two years of credit history are required for approval, which may be a challenge for some students.

Best for people who
Have at least a 580 FICO credit score
Want a loan term of up to 20 years

Highlights 
Loan types: Undergraduate and graduate loans
Rate types: Fixed and variable rates for undergraduate loans with 0.25 percent autopay discount
Loan terms: 5, 10, 15 or 20 years
Minimum loan: $2,000
Application or origination fees: No
Autopay discount: 0.25 percent



7. Discover Student Loans

Discover is an online-only lender that has many traditional bank offerings, such as credit cards and checking accounts. It offers a wide range of private student loan types, including undergraduate, graduate, MBA, law school and health professions, as well as student loan refinancing. 

Best features: 
You can get a one-time reward worth 1 percent of your loan amount if you maintain at least a 3.0 GPA during a school term covered by the loan. You’ll need to verify your grades and apply for the reward within six months of the term’s end. 

8. LendKey

LendKey connects borrowers with its network of community and regional banks and credit unions. It manages the application, support, and servicing of student loans, while the capital for the loan comes from the financial institution. 

Best features: 
You may be able to get an especially low-interest rate. 

LendKey borrowers are encouraged to make payments while you’re in school. You can make interest-only or $25-a-month payments as soon as you take out your loan. That could be a burden for some, but if you can afford it, getting started right away could save you thousands in the long run. You won’t need to make full payments until six months after you graduate or leave school. 

9. SunTrust

A traditional bank with branches in the Southeastern parts of the U.S., SunTrust has a wide range of student loan products. It offers more opportunities for discounts than some other lenders. 

Best features: 
SunTrust private student loans offer a 0.50 percent APR discount if you use autopay with a SunTrust deposit account. You can earn a graduation reward with some loan programs. For example, SunTrust’s Custom Choice Student Loan offers a 2 percent principal reduction upon graduation. With the Union Federal Private Student Loan, you can get a 0.25 percent interest rate reduction for consistently on-time payments..

You can choose from three loan terms and four repayment plans. If you can afford to make interest-only payments or full payments, you could graduate with less debt than you took out. 

10. UpStart

Loan amounts
• $1,000 up to $50,000

Eligibility
• Must be a U.S. Citizen or Permanent Resident with a verifiable Social Security number
• Must have a bank account at a U.S. financial institution with a routing transit number
• Must have a full time job, full time job offer starting in six months, or another source of regular income



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List of educational loan givers /lenders in the USA

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